/* BiznizCard loan calculator — Bankrate-inspired premium UI */
[data-bc-loan-calc="1"].tpl-loan-calc {
  margin-top: 0.5rem;
  --loan-brand: var(--tpl-brand, #0056d2);
  --loan-brand-hover: #0047b3;
  --loan-brand-soft: rgba(0, 86, 210, 0.12);
  --loan-panel-bg: #eef4fc;
  --loan-promo-bg: #f0f6ff;
  --loan-line: rgba(15, 23, 42, 0.1);
  --loan-text: var(--tpl-text, #111827);
  --loan-muted: var(--tpl-muted, #5b6474);
  --loan-principal: #0056d2;
  --loan-interest: #22a06b;
  font-family: "Plus Jakarta Sans", system-ui, -apple-system, sans-serif;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__card {
  position: relative;
  border-radius: 12px;
  border: 1px solid var(--loan-line);
  background: #fff;
  box-shadow: 0 4px 24px rgba(15, 23, 42, 0.08), 0 1px 3px rgba(15, 23, 42, 0.04);
  overflow: hidden;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__card-accent {
  height: 3px;
  background: var(--loan-brand);
}

[data-bc-loan-calc="1"] .tpl-loan-calc__layout {
  display: grid;
  grid-template-columns: 1fr;
}

@media (min-width: 768px) {
  [data-bc-loan-calc="1"] .tpl-loan-calc__layout {
    grid-template-columns: minmax(280px, 38%) minmax(0, 1fr);
    min-height: 400px;
  }
}

/* —— Inputs column —— */
[data-bc-loan-calc="1"] .tpl-loan-calc__inputs-side {
  padding: 1.5rem 1.5rem 1.35rem;
  background: #fff;
  border-bottom: 1px solid var(--loan-line);
}

@media (min-width: 768px) {
  [data-bc-loan-calc="1"] .tpl-loan-calc__inputs-side {
    border-bottom: none;
    border-right: 1px solid var(--loan-line);
    padding: 1.75rem 1.65rem;
  }
}

[data-bc-loan-calc="1"] .tpl-loan-calc__title {
  margin: 0 0 1.35rem;
  font-size: 1.35rem;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--loan-text);
  line-height: 1.2;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__field {
  margin-bottom: 1.1rem;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__field > label,
[data-bc-loan-calc="1"] .tpl-loan-calc__extras-panel > label {
  display: block;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--loan-text);
  margin-bottom: 0.4rem;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__input-wrap {
  display: flex;
  align-items: stretch;
  border: 1px solid #c5cdd8;
  border-radius: 6px;
  background: #fff;
  overflow: hidden;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__input-wrap:focus-within {
  border-color: var(--loan-brand);
  box-shadow: 0 0 0 3px var(--loan-brand-soft);
}

[data-bc-loan-calc="1"] .tpl-loan-calc__affix {
  display: inline-flex;
  align-items: center;
  padding: 0 0.7rem;
  font-size: 0.9375rem;
  font-weight: 500;
  color: var(--loan-muted);
  background: #fafbfc;
  border-right: 1px solid #e2e8f0;
  flex-shrink: 0;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__affix--suffix {
  border-right: none;
  border-left: 1px solid #e2e8f0;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__input-wrap input {
  flex: 1;
  min-width: 0;
  height: 44px;
  border: none;
  padding: 0 0.75rem;
  font: inherit;
  font-size: 1rem;
  font-weight: 500;
  color: var(--loan-text);
  background: transparent;
  box-sizing: border-box;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__term-input {
  width: 100%;
  height: 44px;
  border: 1px solid #c5cdd8;
  border-radius: 6px;
  padding: 0 0.75rem;
  font: inherit;
  font-size: 1rem;
  font-weight: 500;
  color: var(--loan-text);
  background: #fff;
  box-sizing: border-box;
  margin-bottom: 0.5rem;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__term-input:focus {
  outline: none;
  border-color: var(--loan-brand);
  box-shadow: 0 0 0 3px var(--loan-brand-soft);
}

[data-bc-loan-calc="1"] .tpl-loan-calc__term-toggle {
  display: flex;
  gap: 1.25rem;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__term-opt {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--loan-text);
  cursor: pointer;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__term-opt input {
  width: 1.05rem;
  height: 1.05rem;
  accent-color: var(--loan-brand);
  margin: 0;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__extras-toggle {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  margin: 0 0 0.85rem;
  padding: 0;
  border: none;
  background: none;
  color: var(--loan-brand);
  font: inherit;
  font-size: 0.875rem;
  font-weight: 600;
  cursor: pointer;
  text-align: left;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__extras-toggle .tpl-loan-calc__chevron {
  transition: transform 0.2s ease;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__extras-toggle.is-open .tpl-loan-calc__chevron,
[data-bc-loan-calc="1"] .tpl-loan-calc__schedule-btn.is-open .tpl-loan-calc__chevron {
  transform: rotate(180deg);
}

[data-bc-loan-calc="1"] .tpl-loan-calc__extras-panel {
  margin-bottom: 1rem;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__btn {
  width: 100%;
  min-height: 48px;
  margin-top: 0.25rem;
  border: none;
  border-radius: 6px;
  background: var(--loan-brand);
  color: #fff;
  font: inherit;
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: 0.01em;
  cursor: pointer;
  transition: background 0.2s ease, box-shadow 0.2s ease, transform 0.1s ease;
  box-shadow: 0 2px 8px rgba(0, 86, 210, 0.28);
}

[data-bc-loan-calc="1"] .tpl-loan-calc__btn:hover {
  background: var(--loan-brand-hover);
  box-shadow: 0 4px 14px rgba(0, 86, 210, 0.35);
}

[data-bc-loan-calc="1"] .tpl-loan-calc__btn:active {
  transform: translateY(1px);
}

/* —— Results column (Bankrate-style balanced panel) —— */
[data-bc-loan-calc="1"] .tpl-loan-calc__results-col {
  display: flex;
  flex-direction: column;
  gap: 0;
  background: #f7f9fc;
  padding: 1.25rem;
}

@media (min-width: 768px) {
  [data-bc-loan-calc="1"] .tpl-loan-calc__results-col {
    padding: 1.5rem;
  }
}

[data-bc-loan-calc="1"] .tpl-loan-calc__results-panel {
  flex: 1;
  background: #eef3fa;
  border-radius: 8px;
  padding: 1.5rem 1.5rem 1.35rem;
  margin-bottom: 1rem;
  border: 1px solid rgba(0, 86, 210, 0.08);
}

@media (min-width: 768px) {
  [data-bc-loan-calc="1"] .tpl-loan-calc__results-panel {
    padding: 1.65rem 1.75rem 1.5rem;
  }
}

[data-bc-loan-calc="1"] .tpl-loan-calc__payment-hero {
  margin: 0 0 1.25rem;
  padding: 0 0 0.15rem;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__payment-label {
  margin: 0 0 0.35rem;
  font-size: 1.0625rem;
  font-weight: 700;
  color: #1a1f2e;
  line-height: 1.35;
  letter-spacing: -0.01em;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__payment-value {
  margin: 0;
  font-size: clamp(2.25rem, 6vw, 3rem);
  font-weight: 700;
  letter-spacing: -0.035em;
  color: #0f172a;
  line-height: 1;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__payment-value.is-updated {
  animation: loan-calc-pop 0.32s ease;
}

@keyframes loan-calc-pop {
  0% { transform: scale(1); }
  40% { transform: scale(1.02); }
  100% { transform: scale(1); }
}

[data-bc-loan-calc="1"] .tpl-loan-calc__breakdown-row,
[data-bc-loan-calc="1"] .tpl-loan-calc__breakdown {
  display: flex;
  flex-direction: column;
  align-items: stretch;
  gap: 1.5rem;
}

@media (min-width: 600px) {
  [data-bc-loan-calc="1"] .tpl-loan-calc__breakdown-row,
  [data-bc-loan-calc="1"] .tpl-loan-calc__breakdown {
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
    gap: 1.25rem 2rem;
  }
}

[data-bc-loan-calc="1"] .tpl-loan-calc__stats-grid {
  flex: 1 1 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem 1.25rem;
  min-width: 0;
}

@media (min-width: 480px) {
  [data-bc-loan-calc="1"] .tpl-loan-calc__stats-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1rem 1.5rem;
  }
}

[data-bc-loan-calc="1"] .tpl-loan-calc__stat {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  min-width: 0;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__stat-label {
  font-size: 0.875rem;
  font-weight: 400;
  color: #5c6578;
  line-height: 1.4;
  max-width: 9.5rem;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__stat-value {
  font-size: 1rem;
  font-weight: 700;
  color: #0f172a;
  line-height: 1.25;
  white-space: nowrap;
}

@media (min-width: 600px) {
  [data-bc-loan-calc="1"] .tpl-loan-calc__stat-value {
    font-size: 1.0625rem;
  }
}

[data-bc-loan-calc="1"] .tpl-loan-calc__chart-wrap {
  flex: 0 0 auto;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.65rem;
  margin: 0 auto;
  padding: 0;
}

@media (min-width: 600px) {
  [data-bc-loan-calc="1"] .tpl-loan-calc__chart-wrap {
    margin: 0;
    min-width: 148px;
  }
}

[data-bc-loan-calc="1"] .tpl-loan-calc__pie {
  width: 108px;
  height: 108px;
  position: relative;
  flex-shrink: 0;
}

@media (min-width: 600px) {
  [data-bc-loan-calc="1"] .tpl-loan-calc__pie {
    width: 116px;
    height: 116px;
  }
}

[data-bc-loan-calc="1"] .tpl-loan-calc__pie-svg {
  width: 100%;
  height: 100%;
  display: block;
  filter: drop-shadow(0 1px 2px rgba(15, 23, 42, 0.06));
}

[data-bc-loan-calc="1"] .tpl-loan-calc__legend {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  width: 100%;
  max-width: 148px;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__legend li {
  display: flex;
  align-items: flex-start;
  gap: 0.45rem;
  font-size: 0.75rem;
  font-weight: 400;
  color: #5c6578;
  line-height: 1.35;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__legend li > span:last-child {
  flex: 1;
  min-width: 0;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__swatch {
  width: 12px;
  height: 12px;
  border-radius: 2px;
  flex-shrink: 0;
  margin-top: 0.12rem;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__swatch--principal {
  background: var(--loan-principal);
}

[data-bc-loan-calc="1"] .tpl-loan-calc__swatch--interest {
  background: var(--loan-interest);
}

/* Promo / CTA strip */
[data-bc-loan-calc="1"] .tpl-loan-calc__promo {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1rem 1.25rem;
  padding: 1rem 1.15rem;
  background: var(--loan-promo-bg);
  border-radius: 10px;
  border: 1px solid rgba(0, 86, 210, 0.12);
}

[data-bc-loan-calc="1"] .tpl-loan-calc__promo-icon {
  flex-shrink: 0;
  line-height: 0;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__promo-copy {
  flex: 1 1 180px;
  min-width: 0;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__promo-copy strong {
  display: block;
  font-size: 0.9375rem;
  font-weight: 700;
  color: var(--loan-text);
  margin-bottom: 0.35rem;
  line-height: 1.3;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__promo-copy ul {
  margin: 0;
  padding: 0 0 0 1.1rem;
  font-size: 0.8125rem;
  color: var(--loan-muted);
  line-height: 1.45;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__promo-copy li {
  margin-bottom: 0.15rem;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__promo-copy li::marker {
  color: var(--loan-brand);
}

[data-bc-loan-calc="1"] .tpl-loan-calc__promo-btn {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 0 1.25rem;
  border-radius: 6px;
  border: 2px solid var(--loan-brand);
  background: #fff;
  color: var(--loan-brand);
  font: inherit;
  font-size: 0.875rem;
  font-weight: 700;
  text-decoration: none;
  white-space: nowrap;
  transition: background 0.2s ease, color 0.2s ease;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__promo-btn:hover {
  background: var(--loan-brand);
  color: #fff;
}

/* Schedule footer */
[data-bc-loan-calc="1"] .tpl-loan-calc__schedule-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.35rem;
  width: 100%;
  padding: 0.9rem 1rem;
  border: none;
  border-top: 1px solid var(--loan-line);
  background: #fff;
  color: var(--loan-brand);
  font: inherit;
  font-size: 0.9375rem;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.15s ease;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__schedule-btn:hover {
  background: #f8fafc;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__schedule {
  border-top: 1px solid var(--loan-line);
  background: #fff;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__schedule-scroll {
  max-height: 300px;
  overflow: auto;
  -webkit-overflow-scrolling: touch;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__schedule-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.8125rem;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__schedule-table th,
[data-bc-loan-calc="1"] .tpl-loan-calc__schedule-table td {
  padding: 0.5rem 0.75rem;
  text-align: right;
  border-bottom: 1px solid #eef2f7;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__schedule-table th {
  position: sticky;
  top: 0;
  background: #f8fafc;
  font-weight: 600;
  color: var(--loan-muted);
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__schedule-table th:first-child,
[data-bc-loan-calc="1"] .tpl-loan-calc__schedule-table td:first-child {
  text-align: left;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__schedule-table tbody tr:hover {
  background: rgba(238, 244, 252, 0.6);
}

[data-bc-loan-calc="1"] .tpl-loan-calc__head {
  display: none;
}

[data-bc-loan-calc="1"] .tpl-loan-calc__panel {
  border: none;
  background: transparent;
  padding: 0;
  box-shadow: none;
}

/* Embedded on digital cards — slightly tighter */
.bc-card [data-bc-loan-calc="1"] .tpl-loan-calc__card,
.pub-card [data-bc-loan-calc="1"] .tpl-loan-calc__card,
article.pub-card [data-bc-loan-calc="1"] .tpl-loan-calc__card {
  box-shadow: 0 2px 16px rgba(15, 23, 42, 0.07);
}

.bc-card [data-bc-loan-calc="1"] .tpl-loan-calc__promo,
.pub-card [data-bc-loan-calc="1"] .tpl-loan-calc__promo {
  display: none;
}

.bc-card [data-bc-loan-calc="1"] .tpl-loan-calc__stat-value,
.pub-card [data-bc-loan-calc="1"] .tpl-loan-calc__stat-value,
article.pub-card [data-bc-loan-calc="1"] .tpl-loan-calc__stat-value {
  white-space: normal;
  font-size: 0.9375rem;
}

@media (max-width: 767px) {
  [data-bc-loan-calc="1"] .tpl-loan-calc__layout {
    gap: 0;
  }

  [data-bc-loan-calc="1"] .tpl-loan-calc__inputs-side {
    position: relative;
    z-index: auto;
    padding-bottom: 1.15rem;
    border-bottom: 1px solid var(--loan-line);
    box-shadow: none;
  }

  [data-bc-loan-calc="1"] .tpl-loan-calc__results-col {
    position: relative;
    z-index: 1;
    padding-top: 1.15rem;
  }

  [data-bc-loan-calc="1"] .tpl-loan-calc__payment-value {
    scroll-margin-top: calc(var(--nav-height, 80px) + 1rem);
  }

  [data-bc-loan-calc="1"] .tpl-loan-calc__promo {
    flex-direction: column;
    align-items: stretch;
    text-align: center;
  }

  [data-bc-loan-calc="1"] .tpl-loan-calc__promo-icon {
    margin: 0 auto;
  }

  [data-bc-loan-calc="1"] .tpl-loan-calc__promo-copy ul {
    text-align: left;
  }

  [data-bc-loan-calc="1"] .tpl-loan-calc__promo-btn {
    width: 100%;
  }

  [data-bc-loan-calc="1"] .tpl-loan-calc__breakdown {
    flex-direction: column;
    align-items: center;
  }

  [data-bc-loan-calc="1"] .tpl-loan-calc__stats-grid {
    width: 100%;
    grid-template-columns: 1fr;
  }
}